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Tuesday, January 4, 2011

Hermann Missouri Area Bank Customers Target of Phone Phishing Scams Jan. 4th


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Hermann Missouri Area Bank Customers Target of Phishing Scams Jan. 4th 2011

Peoples Savings Bank has issued a warning to local consumers about a telemarketing scam going on today in the area. Suspicious automated phone call which asks the consumer to type-in their credit or debit card number.

It is a type of phishing scam.  The recorded message says the card has been deactivated and to reactivate the card, the number must be typed-in.  Once the scammer has the card number, the account will be very vulnerable to theft.

If you receive one of these "robo calls," you are encouraged to hang up immediately.


phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication.

RELATED STORY: BEFORE CHRISTMAS - FULTON MO :

Police department warns residents against newest cell phone scam

Texts were circulating around mid-Missouri on Tuesday, informing people they needed to contact Central Bank Trust about their account. The texts were scams, according to the Fulton Police Department.
The text gave a number for customers to call and when they called, Fulton Police Lt. Andre Cook said a recording told them the call would be recorded for customer service and “to better serve you, please enter your 16-digit card number.”
Cook warned against giving out personal information.
READ MORE 

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An example of a phishing e-mail, disguised as an official e-mail from a (fictional) bank. The sender is attempting to trick the recipient into revealing confidential information by "confirming" it at the phisher's website. Note the misspelling of the words received and discrepancy. Such mistakes are common in most phishing emails. Also note that although the URL of the bank's webpage appears to be legitimate, it actually links to the phisher's webpage.
In the field of computer security, phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be from popular social web sites, auction sites, online payment processors or IT administrators are commonly used to lure the unsuspecting public. Phishing is typically carried out by e-mail or instant messaging,[1] and it often directs users to enter details at a fake website whose look and feel are almost identical to the legitimate one. Phishing is an example of social engineering techniques used to fool users,[2] and exploits the poor usability of current web security technologies.[3] Attempts to deal with the growing number of reported phishing incidents include legislation, user training, public awareness, and technical security measures.
A phishing technique was described in detail in 1987, and the first recorded use of the term "phishing" was made in 1996. The term is a variant of fishing,[4] probably influenced by phreaking,[5][6] and alludes to baits used to "catch" financial information and passwords.
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