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Friday, February 4, 2011

Centers Set Up for Tornado Storm Victims to Seek Low-Interest Loans

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Centers set up for storm victims to seek low-interest loans

Thu, 03 Feb 2011 

SBCOD

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(St. Louis Post-Dispatch - McClatchy-Tribune Information Services via COMTEX) --
The U.S. Small Business Administration has set up centers in St. Louis County and Franklin County so victims of the New Year's Eve storms can apply for low-interest loans to repair their homes and businesses.
Interest rates can be as low as 2.25 percent for homeowners and renters, 3 percent for private, non-profit organizations, and 4 percent for businesses, with terms up to 30 years.
Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged personal property.
Businesses and non-profits could borrow up to $2 million to make repairs or replace damaged equipment. And the economic injury loans would help them "meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster."
Tornadoes and storms moved through parts of Missouri on Dec. 30 and Dec. 31. The U.S. Small Business Administration has made a disaster declaration for Franklin County and neighboring counties of Crawford, Gasconade, Jefferson, St. Charles, St. Louis, Warren and Washington.
There are two deadlines for applicants. Those with property damage must return the loan application by March 29. Those who are applying for loans to cover "economy injury" must send the application in by Oct. 28.
People can apply in person at one of the centers. No apointment is needed. They can also apply by calling 1-800-659-2955 or on the Small Business Administration website at www.sba.gov/services/disasterassistance.
Centers where applicants can get help in person are in Sunset Hills and Robertsville, said Michael Flores, a public information officer for the Small Business Administration. The addresses are: 

SBA Disaster Loan Outreach Center

Sunset Hills City Hall

3939 S. Lindbergh Boulevard

Sunset Hills, MO 63127

and

Pacific Fire Protection District #2

7376 Highway O

Robertsville, MO 63072

The offices opened Tuesday and will close on Feb. 17. The hours are Monday through Friday, 8 a.m. to 4:30 p.m.

The SBA disaster declaration came on the heels of the Federal Emergency Management Agency deciding not to provide individual assistance from the federal government.

Click Here to Read More.

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